Prenuptial agreements often carry a stigma, but much of that stems from misconceptions. Let’s clear the air by addressing seven common myths about prenups, helping you make informed decisions without fear or guilt.
Prenup Misconceptions And Myths
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Myth 1: A Prenup Means You Expect the Marriage to Fail
Reality: A prenup is a form of financial planning, not an anticipation of divorce. It’s akin to insurance or estate planning—measures taken to protect both partners and foster open communication.
Myth 2: Only the Wealthy Need a Prenup
Reality: Prenups aren’t just for the rich. Anyone with income, debt, a business, student loans, or future inheritances can benefit. They’re about financial clarity, not vast wealth.
Myth 3: You Only Need a Lawyer to Create One
Reality: While legal insight is beneficial, you don’t always need full legal representation from the start. Online platforms can guide you through drafting, even getting everything you need concerning a prenup, with optional legal help available.
Important Note: Some states have specific requirements regarding legal representation for prenups to be enforceable. For instance, in California, if you’re waiving or modifying spousal support, attorney representation is required. It’s crucial to understand your state’s laws when creating a prenup.
Myth 4: Prenups Can Decide Child Support or Custody
Reality: Most states don’t allow prenups to address child support or custody matters. Courts prioritize the child’s best interest, and such decisions are determined at the time of divorce or separation.
Myth 5: Prenups Are One-Sided and Unfair
Reality: A well-crafted prenup is fair and mutually agreed upon. Modern prenups are built for collaboration, ensuring both parties’ interests are represented.
Myth 6: It’s Too Awkward to Talk About
Reality: Discussing a prenup can be a healthy way to talk about values, goals, and money. It’s an opportunity to strengthen communication and set expectations.
Myth 7: Prenups Are Expensive and Complicated
Reality: While traditional prenups can be costly, modern digital solutions have made the process more accessible and affordable.
If you’re considering getting a good prenup, as I mentioned, it’s now possible to do it online easily and affordably. Check out a platform named HelloPrenup.
Is HelloPrenup Right for You? Key Benefits and Legal Considerations
HelloPrenup is a modern, easy-to-use platform that helps couples create prenuptial agreements online—affordably, privately, and on their own timeline. With a flat fee of $599 per couple, it’s a much more accessible alternative to traditional lawyer-drafted prenups.
However, while HelloPrenup offers convenience, it’s still a tool for creating a serious legal document—one that can have long-term financial and emotional implications. So before diving in, it’s important to understand not just what HelloPrenup offers, but also what a prenup can and cannot legally include.
What HelloPrenup Does Well
1. Flat, Transparent Pricing: $599 per couple includes the full prenup-building process. No hidden fees, no hourly rates.
2. Optional Online Signing and Notarization: For $50 per couple, you can finalize your prenup entirely online.
3. Add Legal Help When You Need It:
- Attorney Q&A: $49 per fiancé.
- Full attorney review + signing + notarization: $699 per partner
4. Built for Collaboration: Each partner fills out their their own questionnaire, then both work together to align on shared terms.
5. Flexible and Discreet: Great for couples who want to start with a do-it-yourself approach and bring in legal support only if needed.
What to Consider Before Using HelloPrenup
1. State Laws Matter More Than You Might Think
Each U.S. state has its own laws about how prenups must be created and what makes them enforceable. Some (not many) states require independent legal counsel for each person or specific waiting periods before signing. Look up your state’s rules or have a local attorney quickly review your prenup before signing.
2. It’s Great for Simpler Financial Situations
HelloPrenup is ideal for couples without complicated finances—like multiple businesses, large estates, or blended family issues. If your finances are complex, consider drafting the basics, then have a lawyer finalize it.
3. Not All Clauses Are Enforceable – Here’s what cannot legally be included in a prenup, even with HelloPrenup:
- Provisions that encourage divorce: You can’t reward someone for divorcing, or include terms that seem to promote ending the marriage.
- Child support terms: Courts decide this based on current needs and state law. A prenup can’t pre-set support amounts or waive a child’s right to receive it.
- Child custody or visitation arrangements: You cannot decide custody in advance in a prenup; that’s up to the courts based on the child’s best interest at the time of separation.
- Illegal terms: Like any contract, a prenup must follow the law. You cannot include anything that would require a spouse to do something illegal. Focus your prenup on property division, debts, and financial rights—not parenting or court-controlled matters.
4. Extra Services Can Add Up
Although the base price is very affordable, the cost can rise if you need attorney help or add special features. You can decide upfront whether you want/need legal review on or off the platform, and budget accordingly. When couples need extra services, it’s still far cheaper than traditional routes for many.
5. Timing Can Affect Enforceability
Some states require a prenup to be signed a certain number of days before the wedding. Rushing the process could put your agreement at risk—or require a postnup instead. In this case, make sure not to wait until the last minute if possible. Start early so both partners have time to consider, negotiate, and seek legal advice if needed.
Last Tip
HelloPrenup is a thoughtful and cost-effective option for couples who want a prenup that protects both people without the intimidation of lawyers or hefty fees. But it’s not a substitute for understanding your legal rights or local laws so do your due diligence, stay realistic about your financial and legal situation, and seek attorney input when needed or appropriate.
Make sure to also ead their excellent FAQ as well to clear the doubts and get all the necessary information about the process. Your relationship deserves protection that’s not just affordable—but also enforceable, ethical, and built to last.
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FINAL THOUGHTS ON PRENUP MYTHS
A prenup doesn’t have to be intimidating or reserved for the wealthy. With the right approach and understanding of your state’s requirements, it can be a practical tool for financial clarity and mutual protection.
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Note: Although I am a Clinical Social Worker, engaging with this website does not establish a professional social worker-client relationship. The information provided here is for general purposes only and should not be considered professional advice. While we strive to ensure accuracy and reliability, this content is not a substitute for professional guidance. For specific concerns, issues, or situations, it is essential to consult a qualified professional and present your situation. Read the full Disclaimer here.
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